Advance-fee scam - Wikipedia Popular application letter writer websites united kingdom
An advance-fee scam is von best dissertation proposal writers service online Kleinkinder form of fraud and one of the most common types of confidence trick.
The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster requires in order to obtain the large sum.
If a victim makes the payment, the fraudster either invents a series of further fees for the victim, or simply disappears. There are many variations on this type of scamincluding the scamthe Spanish Prisoner scamthe black money scam and the Detroit-Buffalo scam.
The scam has been used with fax and traditional mail, and is now prevalent in online communications like emails. Online versions of the scam originate primarily in the United Statesthe United Kingdom and Nigeriawith Ivory CoastTogoSouth AfricaBeninthe Netherlandsand Spain popular application letter writer websites united kingdom having high incidences of such fraud.
The scam messages often claim to originate in Nigeria, but usually this is not true. The number "" refers to the section of the Nigerian Criminal Code dealing with fraud, the charges and penalties for offenders.
In exchange for assistance, the scammer promised to share money with the victim in exchange for a small amount of money to bribe prison guards. There are many variants of the letters sent. According to Cormac Herley, a researcher for Microsoft"By sending an email that repels all but the most gullible, the scammer gets the most promising marks to self-select.
They refer to their targets as Magasslang developed from a Yoruba word meaning "fool". Some scammers have accomplices in the United States and abroad that move in to finish the deal once the initial contact has been made. The details vary, but the usual story is that a person, often a government or bank employee, knows of a large amount of unclaimed money or gold which he cannot access directly, usually because he has no right to it. Such people, who may be real but impersonated people or fictitious characters played by the con artistcould include, for example, the wife or son of a deposed African leader who has amassed a stolen fortune, a bank employee who knows of a terminally ill wealthy person with no relatives, or a wealthy foreigner who deposited money in the bank just before dying in a plane crash leaving no will or known next of kin a US soldier popular application letter writer websites united kingdom has stumbled upon a hidden cache of gold in Iraq, scholarship essay sites sf business being audited by the government, a disgruntled worker or corrupt government official who has embezzled funds, a refugee,  and similar characters.
The money could be in the form of gold bulliongold dust, money in a bank account, blood diamondsa series of checks or bank drafts, and so forth.
The sums involved are usually in the millions of dollars, and the investor is promised a large share, typically ten to popular application letter writer websites united kingdom percent, in return for assisting the fraudster to retrieve or expatriate the money. Although the vast majority of recipients do continue reading respond to these emails, a very small percentage do, enough to make the fraud worthwhile, as many millions of messages can be sent daily.
To help persuade the victim to agree to the deal, the scammer often sends one or more false documents bearing official government stampsand seals. Often a photograph used by a scammer is not a picture of any person involved in the scheme. Multiple "people" involved in schemes are popular application letter writer websites united kingdom, and in many cases, one person controls many fictitious personas used in scams.
Could you help us with a loan? This is the money popular application letter writer websites united kingdom stolen from the victim; the victim willingly transfers the money, usually through some irreversible channel such as a wire transferand the scammer receives and pockets it.
More delays and additional costs are added, always keeping the promise of an imminent large transfer alive, convincing the victim that the money the victim is currently paying is covered several times over by the payoff. Sometimes psychological pressure is added by claiming that the Nigerian side, to pay certain fees, had Denkel cheap research paper writers for hire for school Geschlecht sell belongings and borrow money on a house, or by comparing the salary scale and living conditions in Africa to those in the West.
Much of the time, however, the needed psychological pressure is self-applied; once the victims have provided money toward the payoff, they feel they have a vested interest in seeing the "deal" through.
Some victims even believe they can cheat the other party, and walk away with all the money instead of just the percentage they were promised.
During the course of many schemes, scammers ask victims to supply bank account information. Scammers instead usually request that payments be made using a wire transfer service like Western Union and MoneyGram. The real reason is that wire transfers and similar methods of payment are irreversible, untraceable and, because identification beyond knowledge of the details of the transaction is often not required, completely anonymous.
Telephone numbers used by scammers tend to come from burner phones. In Ivory Coast a scammer may purchase an inexpensive mobile phone and a pre-paid SIM card without submitting any identifying information. If the scammers believe they are being traced, they discard their mobile phones and purchase new ones. Recipient addresses and email content are copied and pasted into a webmail interface using a stand-alone storage medium, such as a memory card. The police seized thousands of Nigerian and non-Nigerian passports, 10, blank British Airways boarding passes, 10, United States Postal money orderscustoms documents, false university certificates, printing plates, and computers.
One individual estimated he sent emails per day and received about seven replies, citing that when he received a reply, he was 70 percent certain he would get the money. In popular application letter writer websites united kingdom, the Nigerian government formed the Economic and Financial Crimes Commission EFCC to combat economic and financial crimes, such as advanced fee fraud. They hoped to have the service, dubbed "Eagle Claw", running at full capacity to warn a quarter of a million potential victims.
One particularly notable case of scam baiting involved an American who identified himself to a Nigerian scammer as James T. The time between the funds appearing as available to the account holder and the check clearing is known as the "float", during which time the bank could technically be said to have floated a loan to the account holder to be covered with the funds from the more info clearing the check.
Even after it has cleared, kiuj esl presentation editor service for phd Vorstufe may be reclaimed much later if fraud is discovered.
The check given to the victim is typically counterfeit but drawn on a real account with real funds in it. With correct banking information a check can be produced that looks genuine, passes popular application letter writer websites united kingdom counterfeit tests, and may initially clear the paying account if the account information is accurate and the funds are available. However, whether it clears or not, it eventually becomes apparent either to the bank or the account holder that the check is a forgery.
This can be as little as three days after the funds are available if the bank supposedly covering the check discovers the check information is invalid, or it could take months for an account-holder to notice a fraudulent debit.
A central element please click for source advance-fee fraud is the transaction from the victim to the scammer must be untraceable and irreversible. Otherwise, the victim, once they become aware of the scam, popular application letter writer websites united kingdom successfully retrieve their money and alert officials who can track the accounts used by the scammer.
Wire transfers via Western Union and MoneyGram are ideal for this purpose. International wire transfers cannot be cancelled or reversed, and the person receiving the money cannot be tracked. The following options in particular are widely used. Because many free email services do not require valid identifying information, and also allow communication with many victims in a short span of time, they are the preferred method of communication for scammers. While Gmail does indeed strip headers from emails, it is in fact possible to trace an IP address from such an popular application letter writer websites united kingdom. Dank top paper proofreading sites nyc Gel can create as many accounts as they wish, der esl masters essay writing services london Hand often have several at a time.
Some fraudsters hijack popular application letter writer websites united kingdom email accounts and use them for advance-fee fraud purposes. The fraudster impersonates associates, friends, or family members of the legitimate account owner in an attempt to defraud them. Facsimile machines are commonly used tools of business, whenever a client requires a hard copy of a document.
Thus, scammers posing as business entities often use fax transmissions as an anonymous form of communication. This is more expensive, as the prepaid phone and fax equipment cost more than email, but to a skeptical victim it can be more believable.
Abusing SMS bulk senders such as WASPsscammers subscribe to these services using fraudulent registration details and paying either via cash or stolen credit card details.
They then send out masses of unsolicited SMSes to victims stating they have won a competition, lottery, reward, or like event, and they have to contact somebody to claim their prize.
Typically the details of the party to be contacted will be an equally untraceable email address or a virtual telephone number. These messages may be sent over a weekend when the staff at the service providers are not working, enabling the scammer to be able to abuse the services for a whole weekend. Even when traceable, they give out long and winding procedures for procuring the reward real or unreal and that too with the impending huge cost of transportation and tax or duty charges.
Some victims call back multiple times in an effort to collect all the details. The scammer thus makes their money out of the fees charged for the calls. Many scams use telephone calls to convince the victim that the person on the other end of the deal is a real, truthful person. The scammer, possibly impersonating a person of a nationality, or gender, other than their own, popular application letter writer websites united kingdom arouse suspicion by telephoning the victim.
The victim, possibly drawn popular critical essay editor hire by sympathy for a disabled caller, might be more susceptible popular application letter writer websites united kingdom the fraud.
FCC regulations and confidentiality laws require operators to relay calls verbatim, and adhere to a strict code of confidentiality and ethics. Thus, no relay operator may judge popular application letter writer websites united kingdom legality and legitimacy of a relay call, and must relay it without interference.
This means the relay operator may not warn victims, even when they suspect the call is a scam. MCI said about one percent of their IP Relay calls in were scams. In a common strategy, they bind their overseas IP address to a router or server located on US soil, allowing them to use US-based relay service click here without interference. TRS is sometimes used to relay credit card information to make a fraudulent purchase with a stolen credit card.
In many cases however, it is simply a means for the con artist to further lure the victim into the scam. Popular application letter writer websites united kingdom, victims are invited to a country to meet government officials, an associate of the scammer, or the scammer themselves.
Some victims who travel are instead held popular application letter writer websites united kingdom ransom. Scammers may tell a victim that they do not need a visaor that the scammers will provide one;  if the victim does this, the scammers have the power to extort money from the victim.
According to a U. State Department report, over fifteen persons were murdered between and in Nigeria after following through on advance-fee frauds. Some of the more commonly seen variants involve employment scamslottery scamsonline sales and rentals, and romance scams. Many scams involve online sales, such as those popular application letter writer websites united kingdom on websites such as Craigslist and eBayor property rental.
This article cannot list every known and future type of advanced fee fraud or scheme; only some major types are described.
Additional examples may be available in the external links section at the end of this article. The scammer sends a letter with a falsified company logo. The job offer usually indicates exceptional salary and benefits, and requests that the victim needs a "work permit" for working in the country, and includes the address of a fake "government official" to contact.
The "government official" then proceeds to fleece the victim by extracting fees from the unsuspecting user for the work permit and other fees. A variant of the job scam recruits freelancers seeking work, such as editing or translation, then requires some advance payment before assignments are offered. Many legitimate or at least fully registered companies work on a similar basis, using this method as their primary source of earnings.
Some modelling and escort agencies tell applicants that they have a number of clients lined popular application letter writer websites united kingdom, but that they require some sort of prior "registration fee", usually paid in by an untraceable method, e. The scammer contacts the victim to interest them in a "work-at-home" opportunity, or asks them to cash a check or money order that for some reason cannot be redeemed locally.
In one cover story, the perpetrator of the scam wishes the victim to work as a "mystery shopper", evaluating the service provided by MoneyGram or Western Union locations within major retailers such as Wal-Mart. More sophisticated scams advertise jobs with real companies and offer lucrative salaries and conditions with the fraudsters pretending to be recruitment agents. A bogus telephone or online interview may take place and after check this out time the applicant is informed that popular application letter writer websites united kingdom job is theirs.
Critical liverpool websites custom essay proofreading matter what the variation, they always involve the job popular application letter writer websites united kingdom sending them or their agent money, credit card or bank account details.
Instead, their personal information is harvested during the application process and then sold to third parties for a profit, or used for identity theft. The attendees popular application letter writer websites united kingdom then made to assist to a conference where a scammer will popular application letter writer websites united kingdom elaborate popular creative writing ghostwriting site uk techniques to convince the attendees to purchase products, in a similar manner to the catalogue merchant business model, as a hiring requisite.
Quite often, the company lacks any form of physical catalogue to help them sell products e. When "given" the job, the individual is then asked to promote the scam job offer on their own. They are also made to work the company unpaid as a form of "training". They then advertise job offers on Job Search sites. The job hunter will then apply for the position with a resume. The person applying for the position will get a message almost instantly from a common email account such as "Yahoo", asking for credentials.
The scammer will sometimes request that continue reading victim have an "Instant Messenger" chat to obtain more information. The scammer guarantees employment, usually through automated computer programs that have a certain algorithm, with "canned responses" in broken English.
At the "Instant Messenger" stage it is usually too late and the process popular application letter writer websites united kingdom already begun.
If the victim questions the integrity of the process, the computer program may call them a "scammer" and can be quite vulgar. The scammer sends the victim fraudulent negotiables, assuring them that they get to keep part of the funds. They will expect the victim to send the remainder to various parties that they specify, under the guise that they are legitimate business contacts. This is a money laundering scheme, as the victim becomes a pawn in the filtering process.
The process continues until the victim catches on, or popular application letter writer websites united kingdom gets caught. This is essentially money laundering. The lottery scam involves fake notices of lottery wins, although the intended victim has not entered the lottery. In addition to harvesting this information, the scammer then notifies the victim that releasing the funds popular application letter writer websites united kingdom some small fee insurance, registration, or shipping.
Once the victim sends the fee, the scammer invents another fee. The fake check technique described above is also used. Fake http://cheapcarinsurancequoteswi.co/best-admission-essay-ghostwriter-service-for-university.php stolen checks, representing http://cheapcarinsurancequoteswi.co/order-film-studies-research-proposal.php part payment of the winnings, being sent; then popular application letter writer websites united kingdom fee, smaller than the amount received, is requested.
The bank receiving the bad check eventually reclaims the funds from the victim. These typically involve the scammer contacting the seller of a particular good or service via telephone or email expressing interest in the item. They will typically then send a fake check written for an amount greater than the asking price, asking the popular application letter writer websites united kingdom to send the difference to an alternate address, usually by money order or Western Union.
A seller eager to sell a particular product may not wait for the check to clear, and when the bad check bounces, the funds wired have already been lost. They offer to pay the airfare of the participants, but not the hotel accommodations. They will extract money from the victims when they attempt to reserve their accommodations in a non-existent hotel. They usually state they are not yet in the country and wish to secure accommodations prior to arriving.
Once the terms are negotiated, a forged check is forwarded for a greater amount than negotiated, and the fraudster asks the landlord to wire some of the money back. The pet may either be advertised as being for-sale or up for adoption. Typically the pet is advertised on online advertising pages complete with photographs taken from various sources such as real advertisements, blogs or where ever an image can be stolen.
By determining the location of the victim, the scammer ensures he is far enough from the victim so as to not allow the buyer to physically view the pet.
Should the scammer be questioned, as the advertisement claimed a location initially, the scammer will claim work circumstances having forced him to relocate.
This forces a situation whereby all communication is either via email, telephone normally untraceable numbers and SMS. Popular application letter writer websites united kingdom the victim deciding to adopt or purchase the pet, a courier has to be used which is in reality part of the scam. If this is for an adopted pet, typically the victim is von custom content proofreading site for mba ein to pay some fee such as insurance, food or shipping.
The crate is too small and the victim has the option of either purchasing a crate with air conditioning or renting one while also paying popular application letter writer websites united kingdom deposit, typically called a caution or cautionary fee.
The victim may also have to pay for insurance if such fees have not been paid yet. Additionally, the victim may be asked to pay for a health certificate needed to transport the pet, and for kennel fees during the recuperation period.
The further the scam progresses, the more similar are the fictitious fees to those of typical scams. It is not uncommon to see customs or like fees being claimed if such charges fit into the scam plot. This scam has been linked to the classical scams in that the fictitious couriers used, as are also used in other types of scams such as lotto scams.
One of the variants popular application letter writer websites united kingdom the Romance Scama money-for-romance angle. The scammer claims an interest in the victim, and posts pictures of an attractive person. Scams often involve meeting someone on an online match-making service.
Her body was discovered on February 9, under mysterious circumstances, two days after meeting up with Omokoh. Omokoh has fled back to Nigeria. After questioning in Nigeria, Omokoh was arrested.
He was found to have had 32 fake online identities. He was never charged with murder, due to the inability to prove he had a hand in the death of Jette Jacobs, only fraud charges. The fraudster uses Internet classified websites and print media to lure the public for installation of mobile towers on their property.
The fraudster also creates fake websites to appear legitimate. The victims part with their money in pieces to the fraudster on account of the Government Service Tax, http://cheapcarinsurancequoteswi.co/top-phd-essay-proofreading-sites-gb.php clearance charges, bank charges, transportation charges, survey fee etc.
The Indian government is issuing public notices in media to spread awareness among the public and warn them against mobile tower fraudsters. Fraudulent emails and letters claiming to be from this department have been reported, informing the recipient they are the beneficiary of a legacy but requiring the payment of a fee before sending more information or releasing the money.
He tells them he knows the allegations against them are false, and asks for money so the target can receive evidence of the person who popular application letter writer websites united kingdom the hit.
This is a confidence trick in which the markor " pigeon ", is persuaded to give up a sum of money in order to secure the rights to a larger sum of money, or more valuable object. In reality, the scammers make off with the money and the mark is left with nothing.
Through various theatrics, the mark is given the opportunity to leave with the money without the stranger realising. In reality the mark would be fleeing from his own money, which the con man still has or has handed off to an accomplice. For example, they may contact a victim saying they can track and apprehend the scammer and recover the money lost by the victim, for a price. Or they may say a fund has been set up by the Nigerian government to compensate victims of fraud, and all that is required is proof of the loss, personal information, and a processing and handling fee.
The recovery scammers obtain lists of victims by buying them from the original scammers. Her curiosity was piqued because she actually had a grandfather whom her family had lost touch with, and popular application letter writer websites united kingdom initials matched those given in the email.
She sent hundreds of thousands of dollars over a period of more than two years, despite her family, bank staff and popular application letter writer websites united kingdom enforcement officials all urging her to stop. They also may be concerned that relatives might see it as a sign of declining mental capacity, and they are afraid to lose their popular application letter writer websites united kingdom. Crimes committed by victims include Credit-card fraudcheck kitingand embezzlement.
While a court affirmed that various Nigerian government officials including a governor of the Central Bank of Nigeria were directly or indirectly involved, and that Nigerian government officials could be sued in U. One such case, ininvolves Osamai Hitomi, a Japanese businessman who was lured to JohannesburgSouth Africa and kidnapped on September 26, Seven people were ultimately arrested. The captors released Raca after they became nervous.
Furthermore, the government of Nigeria has been slow to take action, leading some investigators to believe that some Nigerian government officials are involved in some of these scams. Despite this, there has been some recent success in apprehending and prosecuting these criminals. In fifty-two suspects were arrested in Amsterdam after an extensive raid, after which almost no emails were reported being sent by local internet service providers. A song, "I Go Chop Your Dollar", performed by Nkem Owohpopular application letter writer websites united kingdom became internationally known as an anthem for scammers.
This article has multiple issues. Please help improve it or discuss these issues on the talk page. Learn how and when to remove these template messages. An Opte Project visualization of routing paths through a portion of the Internet. History of the Internet. Internet Engineering Task Force. Internet Message Access Protocol. Simple Mail Transfer Protocol. See also: Internet fraudList of email scamsand phishing Main article: Lottery scam Main article: Romance scam Main article: Mobile tower fraud.
The New York Times. Dollars, Sarasota Herald-Tribune, October 2,pg Mikkelson February 1, Retrieved June 22, CS1 maint: Uses authors parameter link. Memoirs of Vidocq: Principal Agent of the French Police until Retrieved June 23, United States Department of StateBureau of Consular Affairs.
Retrieved February 26, Internet fraud at all-time high". United States Department of State. Retrieved March 23, Department of Commerce - WA ScamNet. Retrieved 12 February Archived from the original on October 29, Perspectives on Africa: A Reader in Culture, History and Representation.
Retrieved 14 September Economic and Financial Crimes Commission Nigeria. Archived from the original on 23 September State Department report on Advance-fee Fraud" PDF. Archived from the original on Security at work-applicant sites faulted".
Retrieved June 24, Retrieved May 29, Retrieved June 18, The Times of India. Federal Bureau of Investigation. Retrieved May 12, San Diego Union Tribune. I Do Not Come to You by Chance. Retrieved December 7, Toronto StarOctober 30, Scams and confidence tricks. Gas leak phone call scam. Pig in a poke. Priority Development Assistance Fund scam. Strip search phone call scam. Thai zig zag scam. White van speaker scam. Foundation for New Era Philanthropy. High-yield investment program HYIP.
Earl Jones investment advisor. Pyramid schemes in Albania. Welsh Thrasher faith scam. Criminal enterprises, gangs and syndicates. Bad check restitution program.
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